- Price
- €17.95incl. VAT, 2 pages included
- Delivery time
- Next business dayusually, after handover to the post
- Proof
- Recipient's signature+ tracking and proof of posting
- Handed to the post
- Upload by 15:00on a working day, posted the same day
- Counts as
- Domestic registered mailprinted and posted in Netherlands
Do you have to cancel Dutch health insurance by registered mail?
No. Basic insurance ends by law when your duty to be insured ends. A message in the portal or an email is enough to report it.
Report it straight away. If you are late, the premium keeps running and you later have to show from when you no longer had to be insured. A registered letter records when your notice arrived.
When does your basic insurance end?
| Situation | Basic insurance | What you do |
|---|---|---|
| You emigrate and no longer work in the Netherlands | Ends the day after your duty to be insured ends | Report it with proof of deregistration |
| You live abroad and work in the Netherlands | Usually continues | Ask the Social Insurance Bank to check |
| You leave briefly and stay registered with your municipality | Continues | Nothing, apart from checking travel cover |
| Supplementary insurance | Follows the insurer's terms | Usually ends together with basic insurance |
You must be insured while you are covered by the Long-term Care Act. That depends on where you live and work.
How to report your departure
- Deregister with your municipalityFrom five days before you leave, and ask for proof.
- Write your noticeAdd the proof of deregistration, together in one PDF.
- Upload and sendWe print in the Netherlands, PostNL delivers against a signature.
- Keep the proofUntil the insurer confirms the end date in writing.
Sample letter
In Dutch, which every Dutch insurer reads.
Naam, geboortedatum, polisnummer
Onderwerp: einde verzekeringsplicht door emigratie
Geachte heer, mevrouw,
Op [datum] vertrek ik naar [land] en ik werk daarna niet meer in Nederland. Mijn verzekeringsplicht eindigt daarmee. Het bewijs van uitschrijving uit mijn gemeente zit bij deze brief.
Graag ontvang ik een schriftelijke bevestiging van de einddatum van mijn basisverzekering en aanvullende verzekering. Te veel betaalde premie kan worden teruggestort op [IBAN].
Met vriendelijke groet,
[naam en handtekening]
What else to arrange
- Stop your healthcare allowance (zorgtoeslag) with the Benefits Service as soon as your Dutch cover ends. Otherwise you will have to pay it back.
- The insurer settles the deductible pro rata for the months you were insured. Premium paid in advance is usually refunded.
- If you keep working in the Netherlands or are unsure, ask the Social Insurance Bank to assess your case before you stop anything.
- Arrange cover in your new country so you are never uninsured. If you move to another EU country or Switzerland and keep receiving a Dutch pension or benefit, ask the Dutch Central Administration Office whether you get treaty cover instead.
- Ask your insurer for an overview of open claims. Bills for care before you left can still be submitted from abroad.
Frequently asked questions
Do I have to cancel Dutch health insurance when I emigrate?
No. It ends by law when your duty to be insured ends. You must tell the insurer straight away.
When does the insurance end?
The day after your duty to be insured ends, usually around your departure if you no longer work in the Netherlands.
Am I still insured if I keep working in the Netherlands?
Often yes. Ask the Social Insurance Bank to check.
Which proof does the insurer want?
Usually the proof of deregistration from your municipality, with your departure date.
Does supplementary insurance end by itself?
That depends on the terms. Ask in the same notice.
Does a registered letter prove the contents?
No. It records sending and delivery. Keep a copy of your notice.