Leaving Switzerland: end your contracts the right way

Leaving Switzerland does not mean a registered letter for every contract. Health insurance and the radio and television fee end when you deregister with your municipality. Phone, internet and insurance policies end under their terms, ideally with proof of receipt.

Send your cancellation by registered mail in Switzerland

Einschreiben · Recipient's signature · Upload by 12:00

Price
CHF 11.95incl. VAT, 2 pages included
Delivery time
Next business dayusually, after handover to the post
Proof
Recipient's signature+ tracking and proof of posting
Handed to the post
Upload by 12:00Central European Time on a business day, posted the same day

Do you need registered mail when you leave Switzerland?

Not for every contract. Compulsory health insurance ends in principle when you leave: you report your departure instead of cancelling. Many phone, internet and subscription providers accept cancellation online.

If you have already left and the date is disputed, what counts is receipt by the other side. A registered letter, signed for on delivery, proves that date. You upload the letter from anywhere; we print and post it in Switzerland.

Which deadlines apply?

ContractWhat you doDeadline
Flat (tenant)Letter signed by hand, posted by you as registered mail from a counterThree months to a local or contractual date
Compulsory health insuranceNo cancellation: send the municipality's deregistration certificateEnds in principle when you leave
Supplementary, household and liability insuranceUnder the policy terms; ask about a right to cancel when moving abroadUnder the contract
Phone, internet, subscriptionsUnder the terms, often onlineUnder the contract and minimum term
Radio and television fee (Serafe)No cancellation: Serafe gets your departure from the residents' registerEnds when you deregister

Receipt counts, not the postmark. Allow a few days for any deadline.

How to cancel from abroad

  1. Deregister with the municipalityInsurers and providers ask for the certificate.
  2. Write the cancellationsUse the sample below, one letter per contract.
  3. Upload the PDFWe print in Switzerland and hand it to Swiss Post as registered mail.
  4. Keep the proofKeep the tracking number until the cancellation is confirmed.

Sample letter

In German. For insurance, phone, internet and subscriptions.

Vorname Name, bisherige Adresse in der Schweiz

Neue Adresse: [Adresse im Ausland]

Kunden- oder Policennummer: …


Kündigung wegen Wegzug ins Ausland


Sehr geehrte Damen und Herren

Ich ziehe am [Datum] ins Ausland. Hiermit kündige ich den oben genannten Vertrag auf den [Datum], eventualiter auf den nächstmöglichen Termin. Die Abmeldebestätigung meiner Gemeinde liegt bei.

Bitte bestätigen Sie mir die Kündigung schriftlich und überweisen Sie Guthaben auf [IBAN].


Freundliche Grüsse

[Ort, Datum, Unterschrift]

What to know

  • Notice on your Swiss flat needs your handwritten signature on paper. Sign the letter yourself and post it as registered mail from a counter before you leave.
  • If another contract says notice must be in writing, the same applies: sign by hand. If it says nothing, a printed letter is enough.
  • To leave the flat early, propose a suitable tenant who can pay and will take over the lease. You then stop paying rent from the handover.
  • The bank releases the rent deposit when you and the landlord agree. If the landlord makes no claim within a year of the end of the lease, you can claim it alone.
  • Cross-border commuters and people posted abroad by a Swiss employer may stay insured in Switzerland. Ask your insurer.

Sending for a company? Business prices excl. VAT, invoices and your first letter free (verified businesses, 1 per company, up to 2 pages) →

Frequently asked questions

Do I have to cancel Swiss health insurance when I leave?

No. Compulsory cover ends in principle when you leave. Send the insurer your municipality's deregistration certificate.

Can I end my Swiss lease by email?

No. The tenant's notice needs a letter signed by hand.

How long is the notice period for a flat?

Three months to a local or contractual date, unless the lease sets a longer one.

Do I have to cancel Serafe?

No. Serafe gets your departure from your municipality's residents' register.

When do I get my rent deposit back?

When you and the landlord agree. Without a claim from the landlord, one year after the lease ends even without their consent.

Does registered mail prove the contents?

No. It records posting and delivery. Keep a copy of each letter.

Leaving Switzerland: cancel contracts | SendRegistered